YITH WooCommerce Account Funds allows all users to have a virtual wallet available on your website for their purchases. Users can make a deposit that will be converted into virtual funds that can be used to purchase products of your store and avoid any kind of transactions (and possible issues with it) before the purchase.
By combining these two plugins, you will be able to credit the affiliate commissions as available funds in your users’ account.
Make sure you install and activate the YITH Account Funds plugin and then enable this gateway from General options > Commissions & Payments > Payment gateways.
Now, you will be able to see this payment gateway as a payment option on the Commissions page, both in the bulk actions and in every single commission.
A payment record will be created in the Commissions Payments tab. As it is processed instantly, the payment will appear as Completed and the commissions as Paid.
Also, you will see a record of the payment in the Income/Expenditure History endpoint in My account, where all the funds movements are recorded.
For further details about YITH WooCommerce Account Funds settings, please refer to the official documentation.